✅ Expert Answer by @LawBharatExpert
Namaste! Aapka sawaal kaafi important hai aur bahut log is confusion ka samna karte hain. Chaliye step-by-step samjhte hain:
🔹 1. Kya cheque dobara deposit kiya ja sakta hai?
➡️ Haan, cheque ko aap uski validity period ke andar jitni baar chahein dobara bank me deposit kar sakte hain, jab tak wo valid hai (normally 3 months from the date of issue).
Lekin... legal case file karne ke liye ek baar hi use kiya ja sakta hai.
🔹 2. Kitni baar deposit allowed hai?
➡️ RBI ya NI Act me koi limit nahi hai cheque ko dobara present karne ki — lekin har baar bounce hone par aapko legal notice bhejne ka option dubara nahi milta.
🔹 3. Legal Case kab file karna chahiye?
➡️ Section 138 NI Act ke tahat case file karne ke liye aapko ye steps follow karne hote hain:
⚖️ Legal Steps:
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Cheque bounce hone ke baad bank ka return memo milta hai
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Aapko 30 din ke andar Legal Notice bhejna hota hai drawer (jinhone cheque diya) ko
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Notice milne ke baad unke paas 15 din ka time hota hai payment karne ka
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Agar wo 15 din me payment nahi karte, to aap next 30 days ke andar court me case file kar sakte hain
🕒 Yani total timeline:
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30 days (notice) + 15 days (wait) + 30 days (to file case)
= Maximum 75 days approx. from date of bounce memo
Agar aap baar-baar cheque deposit karte rahenge aur notice dena delay kar denge, to legal action ka right chala ja sakta hai.
🔴 Important Caution:
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Aapko decide karna hoga ki kis bounce attempt par aap notice bhejna chahte hain
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Jis bounce ke basis par aapne notice bheja, usi par hi case banega — uske baad dubara cheque present nahi kar sakte legal action ke liye
✅ LawBharat Suggestion:
Agar cheque pe bharosa nahi hai aur pehle hi baar bounce ho gaya hai, to us bounce par hi 30 din ke andar Legal Notice bhejna best hota hai, warna case ka time nikal sakta hai.
Aap agar chahein to hum aapke liye professionally drafted Legal Notice bhi bana sakte hain aur court me Section 138 NI Act complaint file bhi karwa sakte hain.
📞 LawBharat Associates
📧 lawbharatlegal@gmail.com | ☎️ 8299533212
🌐 www.lawbharat.odoo.com
Agar aur legal doubts ho to forum me puchhein – hum yahan guide karne ke liye hain 👨⚖️✅
